Our first 5 stud - sort of.
following the tragic death of his sister, Bai Yang Chen has taken a vow of poverty. And he encourages you to take the vow with him.
Each card in your hand reduces that impressive 5 stud, and BYC will not hold on to worldly possessions to do something rude with those bullets, like a shotgun.
And for the D&D enthusiasts out there, he has enough monk levels to be immune to disease (conditions).
Finally, if you have purged yourself of the temptations of Wealth, you can draw a card. Not super useful when you cannot afford to play the card, unless it is a free action.
an aggressive heavy shooting deck would like to run BYC and leverage those bullets into a strong advantage.